Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$174,122$174,122$249,300
Remaining term (yrs)23.623.630.0
Secondary amount$0$75,178$0
Funding fee$0$0$0
Note rate3.330%3.330%7.400%
Blended rate4.180%5.634%7.640%
1st payment$884.87$884.87$1,726.10
2nd payment$0.00$563.83$0.00
Taxes / mo$89.08$89.08$89.08
Insurance / mo$150.00$150.00$150.00
MI / mo$142.58$142.58$49.86
HOA / mo$73.00$73.00$73.00
Total monthly$1,339.53$1,903.37$2,088.05
Cash to close$102,878$27,700$27,700