Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$435,766	$400,499
Remaining term (yrs)	28.1	30.0
Secondary amount	$0	$0
Funding fee	$2,179	$0
Note rate	6.320%	7.400%
Blended rate	6.320%	7.640%
1st payment	$2,760.17	$2,772.97
2nd payment	$0.00	$0.00
Taxes / mo	$370.83	$370.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$80.10
HOA / mo	$85.00	$85.00
Total monthly	$3,366.00	$3,458.91
Cash to close	$9,233	$44,500