Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$214,913	$214,913	$396,000
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$181,087	$0
Funding fee	$1,075	$1,075	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	5.286%	7.640%
1st payment	$1,050.22	$1,050.22	$2,741.82
2nd payment	$0.00	$1,207.25	$0.00
Taxes / mo	$137.08	$137.08	$137.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,337.30	$2,544.55	$3,108.11
Cash to close	$225,087	$44,000	$44,000