Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$295,077	$295,077	$490,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$195,423	$0
Funding fee	$1,475	$1,475	$0
Note rate	3.240%	3.240%	7.400%
Blended rate	3.240%	5.136%	7.640%
1st payment	$1,482.18	$1,482.18	$3,396.12
2nd payment	$0.00	$1,302.82	$0.00
Taxes / mo	$211.42	$211.42	$211.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$98.10
HOA / mo	$23.00	$23.00	$23.00
Total monthly	$1,883.27	$3,186.09	$3,895.31
Cash to close	$249,923	$54,500	$54,500