Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$580,469	$580,469	$765,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$184,531	$0
Funding fee	$2,902	$2,902	$0
Note rate	4.420%	4.420%	7.400%
Blended rate	4.420%	5.284%	7.640%
1st payment	$3,154.71	$3,154.71	$5,296.71
2nd payment	$0.00	$1,230.21	$0.00
Taxes / mo	$938.42	$938.42	$938.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$153.00
HOA / mo	$188.67	$188.67	$188.67
Total monthly	$4,498.47	$5,728.67	$6,793.46
Cash to close	$269,531	$85,000	$85,000