Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$233,437$233,437$269,100
Remaining term (yrs)27.027.030.0
Secondary amount$0$35,663$0
Funding fee$0$0$0
Note rate7.630%7.630%7.400%
Blended rate8.180%8.289%7.640%
1st payment$1,699.53$1,699.53$1,863.19
2nd payment$0.00$267.47$0.00
Taxes / mo$392.83$392.83$392.83
Insurance / mo$150.00$150.00$150.00
MI / mo$110.00$110.00$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,352.36$2,619.84$2,459.85
Cash to close$65,563$29,900$29,900