Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$259,845	$259,845	$382,491
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$122,646	$0
Funding fee	$0	$0	$0
Note rate	2.880%	2.880%	7.400%
Blended rate	3.730%	5.099%	7.640%
1st payment	$1,244.74	$1,244.74	$2,648.29
2nd payment	$0.00	$817.64	$0.00
Taxes / mo	$324.58	$324.58	$324.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$212.37	$212.37	$76.50
HOA / mo	$80.00	$80.00	$80.00
Total monthly	$2,011.70	$2,829.34	$3,279.37
Cash to close	$165,145	$42,499	$42,499