Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$244,361	$244,361	$378,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$133,639	$0
Funding fee	$0	$0	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.870%	5.330%	7.640%
1st payment	$1,174.53	$1,174.53	$2,617.20
2nd payment	$0.00	$890.93	$0.00
Taxes / mo	$113.58	$113.58	$113.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$196.83	$196.83	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,634.94	$2,525.87	$2,956.38
Cash to close	$175,639	$42,000	$42,000