Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$541,647	$495,000
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$2,708	$0
Note rate	3.050%	7.400%
Blended rate	3.050%	7.640%
1st payment	$2,548.91	$3,427.28
2nd payment	$0.00	$0.00
Taxes / mo	$458.33	$458.33
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$99.00
HOA / mo	$383.00	$383.00
Total monthly	$3,556.91	$4,534.28
Cash to close	$8,353	$55,000