Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$220,452$220,452$345,150
Remaining term (yrs)23.223.230.0
Secondary amount$0$124,698$0
Funding fee$1,102$1,102$0
Note rate3.680%3.680%7.400%
Blended rate3.680%5.241%7.640%
1st payment$1,174.28$1,174.28$2,389.75
2nd payment$0.00$831.32$0.00
Taxes / mo$137.00$137.00$137.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.03
HOA / mo$110.00$110.00$110.00
Total monthly$1,571.28$2,402.60$2,855.78
Cash to close$163,048$38,350$38,350