Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$406,656	$406,656	$494,100
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$87,444	$0
Funding fee	$2,033	$2,033	$0
Note rate	6.890%	6.890%	7.400%
Blended rate	6.890%	7.263%	7.640%
1st payment	$2,718.57	$2,718.57	$3,421.05
2nd payment	$0.00	$655.83	$0.00
Taxes / mo	$419.92	$419.92	$419.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$98.82
HOA / mo	$377.67	$377.67	$377.67
Total monthly	$3,682.83	$4,338.65	$4,484.12
Cash to close	$142,344	$54,900	$54,900