Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$469,956$469,956$598,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$128,544$0
Funding fee$2,350$2,350$0
Note rate3.090%3.090%7.400%
Blended rate3.090%4.145%7.640%
1st payment$2,226.19$2,226.19$4,143.89
2nd payment$0.00$856.96$0.00
Taxes / mo$429.50$429.50$429.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$119.70
HOA / mo$98.00$98.00$98.00
Total monthly$2,920.36$3,777.32$4,957.76
Cash to close$195,044$66,500$66,500