Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$426,306$426,306$472,500
Remaining term (yrs)27.527.530.0
Secondary amount$0$46,194$0
Funding fee$0$0$0
Note rate7.100%7.100%7.400%
Blended rate7.650%7.782%7.640%
1st payment$2,936.55$2,936.55$3,271.49
2nd payment$0.00$346.45$0.00
Taxes / mo$455.75$455.75$455.75
Insurance / mo$166.67$166.67$166.67
MI / mo$200.28$200.28$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,759.24$4,105.70$3,988.41
Cash to close$98,694$52,500$52,500