Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$167,761	$167,761	$233,910
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$66,149	$0
Funding fee	$839	$839	$0
Note rate	6.700%	6.700%	7.400%
Blended rate	6.700%	7.350%	7.640%
1st payment	$1,134.08	$1,134.08	$1,619.55
2nd payment	$0.00	$496.12	$0.00
Taxes / mo	$177.58	$177.58	$177.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,461.66	$1,957.78	$1,993.91
Cash to close	$92,139	$25,990	$25,990