Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$196,032$196,032$242,991
Remaining term (yrs)23.623.630.0
Secondary amount$0$46,959$0
Funding fee$0$0$0
Note rate3.600%3.600%7.400%
Blended rate4.450%5.329%7.640%
1st payment$1,024.25$1,024.25$1,682.42
2nd payment$0.00$352.20$0.00
Taxes / mo$305.75$305.75$305.75
Insurance / mo$150.00$150.00$150.00
MI / mo$159.58$159.58$48.60
HOA / mo$100.00$100.00$100.00
Total monthly$1,739.57$2,091.77$2,286.77
Cash to close$73,958$26,999$26,999