Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$308,684	$308,684	$319,500
Remaining term (yrs)	12.3	12.3	30.0
Secondary amount	$0	$28,566	$0
Funding fee	$1,543	$1,543	$0
Note rate	5.890%	5.890%	7.400%
Blended rate	5.890%	6.397%	7.640%
1st payment	$2,925.65	$2,925.65	$2,212.15
2nd payment	$0.00	$282.69	$0.00
Taxes / mo	$142.00	$142.00	$142.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.90
HOA / mo	$135.00	$135.00	$135.00
Total monthly	$3,352.65	$3,635.34	$2,703.05
Cash to close	$46,316	$17,750	$35,500