Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$187,328$187,328$206,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$30,222$0
Funding fee$937$937$0
Note rate3.920%3.920%7.400%
Blended rate3.920%5.025%7.640%
1st payment$967.38$967.38$1,426.99
2nd payment$0.00$299.07$0.00
Taxes / mo$312.75$312.75$312.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$41.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,430.13$1,729.20$1,930.96
Cash to close$41,672$11,450$22,900