Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,340$362,340$445,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$83,160$0
Funding fee$1,812$1,812$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.201%7.640%
1st payment$1,722.03$1,722.03$3,084.55
2nd payment$0.00$623.70$0.00
Taxes / mo$316.00$316.00$316.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$57.00$57.00$57.00
Total monthly$2,261.70$2,885.40$3,713.32
Cash to close$132,660$49,500$49,500