Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$293,832	$283,500
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$1,469	$0
Note rate	4.000%	7.400%
Blended rate	4.000%	7.640%
1st payment	$1,533.27	$1,962.90
2nd payment	$0.00	$0.00
Taxes / mo	$87.33	$87.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$56.70
HOA / mo	$433.00	$433.00
Total monthly	$2,203.60	$2,689.93
Cash to close	$21,168	$31,500