Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$255,505	$255,505	$472,500
Remaining term (yrs)	22.9	22.9	30.0
Secondary amount	$0	$216,995	$0
Funding fee	$1,278	$1,278	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	2.980%	5.171%	7.640%
1st payment	$1,280.06	$1,280.06	$3,271.49
2nd payment	$0.00	$1,401.43	$0.00
Taxes / mo	$441.25	$441.25	$441.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$874.00	$874.00	$874.00
Total monthly	$2,761.97	$4,163.40	$4,847.91
Cash to close	$269,495	$52,500	$52,500