Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$298,068$298,068$481,500
Remaining term (yrs)23.023.030.0
Secondary amount$0$183,432$0
Funding fee$0$0$0
Note rate3.750%3.750%7.400%
Blended rate4.600%5.895%7.640%
1st payment$1,609.73$1,609.73$3,333.81
2nd payment$0.00$1,222.88$0.00
Taxes / mo$445.83$445.83$445.83
Insurance / mo$166.67$166.67$166.67
MI / mo$246.21$246.21$96.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,468.44$3,691.32$4,042.61
Cash to close$236,932$53,500$53,500