Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$192,091	$192,091	$400,499
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$208,408	$0
Funding fee	$960	$960	$0
Note rate	6.600%	6.600%	7.400%
Blended rate	6.600%	7.198%	7.640%
1st payment	$1,277.32	$1,277.32	$2,772.97
2nd payment	$0.00	$1,345.97	$0.00
Taxes / mo	$158.17	$158.17	$158.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.10
HOA / mo	$58.67	$58.67	$58.67
Total monthly	$1,644.15	$2,990.12	$3,219.91
Cash to close	$252,908	$44,500	$44,500