Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,462$443,462$448,200
Remaining term (yrs)26.426.430.0
Secondary amount$0$29,638$0
Funding fee$2,217$2,217$0
Note rate6.270%6.270%7.400%
Blended rate6.270%6.621%7.640%
1st payment$2,862.97$2,862.97$3,103.25
2nd payment$0.00$293.29$0.00
Taxes / mo$116.00$116.00$116.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.64
HOA / mo$0.00$0.00$0.00
Total monthly$3,145.63$3,438.92$3,475.55
Cash to close$54,538$24,900$49,800