Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$190,276	$190,276	$445,500
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$255,224	$0
Funding fee	$0	$0	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	4.580%	6.396%	7.640%
1st payment	$1,016.36	$1,016.36	$3,084.55
2nd payment	$0.00	$1,648.32	$0.00
Taxes / mo	$412.50	$412.50	$412.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$155.83	$155.83	$89.10
HOA / mo	$695.00	$695.00	$695.00
Total monthly	$2,446.36	$4,094.68	$4,447.82
Cash to close	$304,724	$49,500	$49,500