Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$135,004	$135,004	$202,500
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$67,496	$0
Funding fee	$675	$675	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	4.300%	5.867%	7.640%
1st payment	$779.42	$779.42	$1,402.07
2nd payment	$0.00	$506.22	$0.00
Taxes / mo	$147.83	$147.83	$147.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$40.50
HOA / mo	$239.00	$239.00	$239.00
Total monthly	$1,316.26	$1,822.48	$1,979.40
Cash to close	$89,996	$22,500	$22,500