Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$45,873	$45,873	$270,000
Remaining term (yrs)	15.0	15.0	30.0
Secondary amount	$0	$224,127	$0
Funding fee	$0	$0	$0
Note rate	4.090%	4.090%	7.400%
Blended rate	4.940%	7.273%	7.640%
1st payment	$338.67	$338.67	$1,869.43
2nd payment	$0.00	$1,447.49	$0.00
Taxes / mo	$136.50	$136.50	$136.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$49.71	$49.71	$54.00
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$774.88	$2,222.36	$2,309.93
Cash to close	$254,127	$30,000	$30,000