Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$352,356$352,356$404,100
Remaining term (yrs)26.526.530.0
Secondary amount$0$51,744$0
Funding fee$1,762$1,762$0
Note rate6.280%6.280%7.400%
Blended rate6.280%6.628%7.640%
1st payment$2,271.47$2,271.47$2,797.91
2nd payment$0.00$388.08$0.00
Taxes / mo$585.67$585.67$585.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,007.13$3,395.21$3,614.39
Cash to close$96,644$44,900$44,900