Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$492,678	$492,678	$719,820
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$227,142	$0
Funding fee	$2,463	$2,463	$0
Note rate	3.740%	3.740%	7.400%
Blended rate	3.740%	5.005%	7.640%
1st payment	$2,894.25	$2,894.25	$4,983.89
2nd payment	$0.00	$1,466.96	$0.00
Taxes / mo	$666.50	$666.50	$666.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$143.96
HOA / mo	$478.00	$478.00	$478.00
Total monthly	$4,255.41	$5,722.37	$6,489.02
Cash to close	$307,122	$79,980	$79,980