Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$641,724	$641,724	$666,000
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$61,276	$0
Funding fee	$3,209	$3,209	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	6.810%	7.251%	7.640%
1st payment	$4,240.26	$4,240.26	$4,611.25
2nd payment	$0.00	$606.37	$0.00
Taxes / mo	$667.17	$667.17	$667.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$133.20
HOA / mo	$9.42	$9.42	$9.42
Total monthly	$5,133.51	$5,739.88	$5,637.70
Cash to close	$98,276	$37,000	$74,000