Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$299,721$299,721$324,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$42,279$0
Funding fee$1,499$1,499$0
Note rate2.800%2.800%7.400%
Blended rate2.800%3.922%7.640%
1st payment$1,387.14$1,387.14$2,243.31
2nd payment$0.00$418.39$0.00
Taxes / mo$108.17$108.17$108.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,645.31$2,063.69$2,566.28
Cash to close$60,279$18,000$36,000