Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$149,110$149,110$287,999
Remaining term (yrs)29.429.430.0
Secondary amount$0$138,889$0
Funding fee$746$746$0
Note rate6.100%6.100%7.400%
Blended rate6.100%7.016%7.640%
1st payment$908.99$908.99$1,994.05
2nd payment$0.00$925.93$0.00
Taxes / mo$274.33$274.33$274.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.60
HOA / mo$257.00$257.00$257.00
Total monthly$1,590.33$2,516.25$2,732.98
Cash to close$170,889$32,000$32,000