Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$130,559	$130,559	$225,855
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$95,296	$0
Funding fee	$0	$0	$0
Note rate	3.470%	3.470%	7.400%
Blended rate	4.320%	6.295%	7.640%
1st payment	$676.20	$676.20	$1,563.77
2nd payment	$0.00	$714.72	$0.00
Taxes / mo	$290.58	$290.58	$290.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.06	$107.06	$45.17
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,223.85	$1,938.57	$2,049.53
Cash to close	$120,391	$25,095	$25,095