Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$439,335$414,000
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$2,197$0
Note rate6.780%7.400%
Blended rate6.780%7.640%
1st payment$2,959.09$2,866.45
2nd payment$0.00$0.00
Taxes / mo$555.83$555.83
Insurance / mo$166.67$166.67
MI / mo$0.00$82.80
HOA / mo$0.00$0.00
Total monthly$3,681.59$3,671.75
Cash to close$20,665$46,000