Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$184,500
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$184,500	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	8.000%	7.640%
1st payment	$0.00	$0.00	$1,277.44
2nd payment	$0.00	$1,230.00	$0.00
Taxes / mo	$142.08	$142.08	$142.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$36.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$292.08	$1,522.08	$1,606.42
Cash to close	$205,000	$20,500	$20,500