Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$334,934	$334,934	$359,910
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$44,971	$0
Funding fee	$0	$0	$0
Note rate	6.000%	6.000%	7.400%
Blended rate	6.550%	7.180%	7.640%
1st payment	$2,016.19	$2,016.19	$2,491.94
2nd payment	$0.00	$445.03	$0.00
Taxes / mo	$391.08	$391.08	$391.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$154.13	$154.13	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,711.40	$3,156.43	$3,105.01
Cash to close	$64,966	$19,995	$39,990