Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$307,944$307,944$324,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$34,056$0
Funding fee$0$0$0
Note rate4.990%4.990%7.400%
Blended rate5.840%6.441%7.640%
1st payment$1,763.77$1,763.77$2,243.31
2nd payment$0.00$337.01$0.00
Taxes / mo$385.33$385.33$385.33
Insurance / mo$150.00$150.00$150.00
MI / mo$232.99$232.99$64.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,532.10$2,869.10$2,843.44
Cash to close$52,056$18,000$36,000