Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$290,853	$290,853	$322,560
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$31,707	$0
Funding fee	$0	$0	$0
Note rate	2.950%	2.950%	7.400%
Blended rate	3.800%	4.311%	7.640%
1st payment	$1,377.94	$1,377.94	$2,233.34
2nd payment	$0.00	$237.80	$0.00
Taxes / mo	$144.17	$144.17	$144.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$232.99	$232.99	$64.51
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,905.10	$2,142.90	$2,592.02
Cash to close	$67,547	$35,840	$35,840