Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$68,792	$68,792	$242,550
Remaining term (yrs)	9.6	9.6	30.0
Secondary amount	$0	$173,758	$0
Funding fee	$0	$0	$0
Note rate	3.710%	3.710%	7.400%
Blended rate	4.560%	7.024%	7.640%
1st payment	$701.60	$701.60	$1,679.37
2nd payment	$0.00	$1,158.39	$0.00
Taxes / mo	$90.67	$90.67	$90.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$84.12	$84.12	$48.51
HOA / mo	$112.00	$112.00	$112.00
Total monthly	$1,138.39	$2,296.77	$2,080.54
Cash to close	$200,708	$26,950	$26,950