Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$276,807$276,807$427,500
Remaining term (yrs)23.823.830.0
Secondary amount$0$150,693$0
Funding fee$1,384$1,384$0
Note rate3.030%3.030%7.400%
Blended rate3.030%4.782%7.640%
1st payment$1,356.96$1,356.96$2,959.92
2nd payment$0.00$1,004.62$0.00
Taxes / mo$125.50$125.50$125.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,649.13$2,653.75$3,337.59
Cash to close$198,193$47,500$47,500