Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$134,810	$134,810	$211,500
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$76,690	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	5.590%	7.640%
1st payment	$625.35	$625.35	$1,464.38
2nd payment	$0.00	$575.18	$0.00
Taxes / mo	$237.25	$237.25	$237.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.80	$107.80	$42.30
HOA / mo	$260.00	$260.00	$260.00
Total monthly	$1,380.40	$1,955.58	$2,153.93
Cash to close	$100,190	$23,500	$23,500