Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$225,560$225,560$317,205
Remaining term (yrs)25.925.930.0
Secondary amount$0$91,645$0
Funding fee$1,128$1,128$0
Note rate5.540%5.540%7.400%
Blended rate5.540%6.540%7.640%
1st payment$1,365.90$1,365.90$2,196.26
2nd payment$0.00$687.34$0.00
Taxes / mo$819.75$819.75$819.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.44
HOA / mo$0.00$0.00$0.00
Total monthly$2,335.65$3,022.99$3,229.45
Cash to close$126,890$35,245$35,245