Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$273,981	$273,981	$341,100
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$67,119	$0
Funding fee	$1,370	$1,370	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	2.980%	4.165%	7.640%
1st payment	$1,284.92	$1,284.92	$2,361.71
2nd payment	$0.00	$503.39	$0.00
Taxes / mo	$192.83	$192.83	$192.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,627.75	$2,131.14	$2,772.76
Cash to close	$105,019	$37,900	$37,900