Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$307,242	$307,242	$539,910
Remaining term (yrs)	17.1	17.1	30.0
Secondary amount	$0	$232,668	$0
Funding fee	$1,536	$1,536	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.100%	5.673%	7.640%
1st payment	$2,072.92	$2,072.92	$3,738.23
2nd payment	$0.00	$1,502.65	$0.00
Taxes / mo	$418.83	$418.83	$418.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.98
HOA / mo	$15.83	$15.83	$15.83
Total monthly	$2,674.25	$4,176.90	$4,447.54
Cash to close	$292,658	$59,990	$59,990