Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$8,789	$8,789	$141,300
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$132,511	$0
Funding fee	$0	$0	$0
Note rate	6.720%	6.720%	7.400%
Blended rate	7.270%	7.955%	7.640%
1st payment	$65.06	$65.06	$978.33
2nd payment	$0.00	$883.40	$0.00
Taxes / mo	$482.08	$482.08	$482.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$4.11	$4.11	$28.26
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$701.25	$1,584.65	$1,638.68
Cash to close	$148,211	$15,700	$15,700