Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$11,046	$11,046	$229,500
Remaining term (yrs)	15.4	15.4	30.0
Secondary amount	$0	$218,454	$0
Funding fee	$55	$55	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.100%	7.526%	7.640%
1st payment	$74.87	$74.87	$1,589.01
2nd payment	$0.00	$1,410.85	$0.00
Taxes / mo	$522.00	$522.00	$522.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$746.87	$2,157.72	$2,306.91
Cash to close	$243,954	$25,500	$25,500