Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$157,327	$157,327	$202,499
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$45,172	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.968%	7.640%
1st payment	$761.93	$761.93	$1,402.06
2nd payment	$0.00	$338.79	$0.00
Taxes / mo	$283.42	$283.42	$283.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.67	$128.67	$40.50
HOA / mo	$452.00	$452.00	$452.00
Total monthly	$1,776.01	$2,114.80	$2,327.98
Cash to close	$67,672	$22,500	$22,500