Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$107,985	$107,985	$373,500
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$265,515	$0
Funding fee	$0	$0	$0
Note rate	3.630%	3.630%	7.400%
Blended rate	4.480%	6.805%	7.640%
1st payment	$720.41	$720.41	$2,586.04
2nd payment	$0.00	$1,714.79	$0.00
Taxes / mo	$206.25	$206.25	$206.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.82	$111.82	$74.70
HOA / mo	$20.42	$20.42	$20.42
Total monthly	$1,208.91	$2,923.69	$3,037.41
Cash to close	$307,015	$41,500	$41,500