Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$206,796	$206,796	$319,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$112,704	$0
Funding fee	$1,034	$1,034	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.634%	7.640%
1st payment	$977.45	$977.45	$2,212.15
2nd payment	$0.00	$751.36	$0.00
Taxes / mo	$295.83	$295.83	$295.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,423.28	$2,174.64	$2,721.89
Cash to close	$148,204	$35,500	$35,500