Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$381,453$381,453$387,000
Remaining term (yrs)27.627.630.0
Secondary amount$0$27,047$0
Funding fee$0$0$0
Note rate6.990%6.990%7.400%
Blended rate7.540%7.827%7.640%
1st payment$2,597.44$2,597.44$2,679.51
2nd payment$0.00$267.65$0.00
Taxes / mo$108.75$108.75$108.75
Insurance / mo$150.00$150.00$150.00
MI / mo$179.12$179.12$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$3,035.31$3,302.96$3,015.66
Cash to close$48,547$21,500$43,000