Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$96,982	$96,982	$228,510
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$131,528	$0
Funding fee	$485	$485	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	4.300%	6.430%	7.640%
1st payment	$595.37	$595.37	$1,582.16
2nd payment	$0.00	$876.85	$0.00
Taxes / mo	$177.83	$177.83	$177.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$923.21	$1,800.06	$1,955.69
Cash to close	$156,918	$25,390	$25,390